Investment Opportunity

Climate First Bank (I/O), as its name attests, will address the climate crisis while operating under unwavering Environmental, Social and Governance (ESG) principles. We believe that a bank does well by doing good. Leading by example will help us achieve fantastic, measurable success for all stakeholders. We believe in changing finance to finance change.

Our founding directors, Ken LaRoe and Michele Glorie, are accomplished bankers with an impressive history of community recognition, top-ranked financial performance and significant investor returns.

By uniting with other experienced bankers at Climate First Bank (I/O), Ken and Michele’s team will serve the community, deliver returns for investors and address the climate crisis in a values-based financial institution with national reach.

To achieve this, we are seeking to capitalize the bank with a minimum of $17 million and a target of $25 million as the initial capital raise. This is not an offer to sell or the solicitation of an offer to buy any stock of the bank. An offer can only be made by the bank’s Offering Circular, a copy of which is available on request by contacting Kerri Dimas at

If you are interested in being among the first to enjoy profits with a purpose, we invite you to contact us to learn more about investment opportunities in Climate First Bank (I/O).


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Ken’s expertise and environmental values propelled the success of the previous banks he founded. He founded Florida Choice Bank in 1999 and scaled it to more than $400 million in assets at the time of its sale in 2006. Ken started First Green Bank in 2009, and when it was sold in 2018, it was a globally recognized values-based financial institution with more than $800 million in assets and was ranked in the top 10% of all Florida banks for financial performance.

As the Director of Operations at Harbor Community Bank, Michele played a leading role in the acquisition of eight banks over a seven-year period. She helped the bank grow from $50 million in assets in 2011 to $2.2 billion in assets and 50+ branches when it was sold in 2018.

Ken and Michele’s proven history of performance will be complemented by a shared vision for the future.