*Annual Percentage Yield (“APY”) is accurate as of December 03, 2024. The interest rate on the account is 3.74% with an APY of 3.81%. Minimum balance to open and obtain APY is $50. The interest rate and APY may change, at any time, at the bank’s discretion. A monthly service charge of $5.00 will be assessed if the daily minimum balance falls below $200.00. Withdrawals and fees could reduce earnings.