*CD's are penalty free with the exception of the regulatory required penalty if withdrawn within the first six days of opening.

1. The interest rate on the account is 2.65% with an annual percentage yield of 2.68%. The interest rate and APY are accurate as of 09-19-2024. At the account holders discretion, you may change the interest rate on the account one time during the term, if the bank's 15-Month Flex CD interest rate increases. Account holder may make additional deposits in increments of $100.00 up to one-half of the initial principal balance. Account holder may make one withdrawal of up to one-half the initial principal balance without penalty, this applies only after the first 7 days of making a deposit. There will be penalties for subsequent withdrawals. Account holder must deposit $500 to open this account and balance must be $500 to qualify for APY. Withdrawals will reduce earnings. New money only. Fees may reduce earnings.

2. The interest rate on the account is 4.25% with an Annual Percentage Yield (APY) of 4.34%. APY and interest rate are accurate as of 11-06-2024. The interest rate and APY will not change for the term of the account. $500 minimum opening deposit and $500 minimum balance required. The interest rate will be in effect for 6 months, after this time the interest rate and APY are subject to change. Withdrawals will reduce earnings; fees may reduce earnings. New money only.

3. The interest rate on the account is 2.87% with an Annual Percentage Yield (APY) of 2.91%. APY and interest rate are accurate as of 09-18-2024. The interest rate and APY will not change for the term of the account. $500 minimum opening deposit and $500 minimum balance required. The interest rate will be in effect for 12 months, after this time the interest rate and APY are subject to change. Withdrawals will reduce earnings. New money only. Fees may reduce earnings.

4.  The interest rate on the account is 4.16% with an Annual Percentage Yield (APY) of 4.25%. APY and interest rate are accurate as of 03-13-2025. The APY is 3.25% less than the Wall Street Journal Prime with a lowest APY floor of 4%. The interest rate and APY may change at any time at the bank's discretion. $500 minimum opening deposit and $500 minimum balance required. Withdrawals are not permitted until the maturity date. Early withdrawal incurs a penalty of 182 days of interest at the rate in effect on the date of withdrawal. Withdrawals will reduce earnings. New money only. Fees may reduce earnings.
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New Money is defined as deposits and investments not previously held by Climate First Bank.