Founder & CEO of Climate First Bank communicated with customers in response to Silicon Valley Bank failure.

Dear Climate First Bank Customers,

Given the failure of Silicon Valley Bank last week, we would like to provide some reassurance to you, our valued customers.

Climate First Bank is a well-capitalized bank with very little invested in long-term securities, run by an experienced team that has successfully navigated multiple banks through economic cycles over three decades.

To meet the needs of all customers including those with deposits in excess of standard FDIC coverage limits, Climate First Bank offers the Demand Deposit Marketplace (DDM) product as a solution to provide FDIC insurance on deposit balances up to $50 million per customer. Additionally, if you are concerned about funds at other banks, we would welcome the opportunity to provide you safe and convenient banking for those funds as well.

You can reach out to our team to discuss the Demand Deposit Marketplace (DDM) product to meet your FDIC insurance needs for any balances exceeding standard FDIC limits, up to $50 million.

If you have questions about your FDIC coverage, or would like to learn more about FDIC insurance and how it works, we encourage you to access the following resources or contact Climate First Bank directly at info@climatefirstbank.com or (727) 335-0500.

• Understanding Deposit Insurance

• FDIC Deposit Insurance FAQs

• FDIC Calculator‍

You can open additional accounts at Climate First Bank by contacting us at the phone number or email listed above or by using our convenient online account opening process at www.climatefirstbank.com.

On behalf of our team here at Climate First Bank, I want to thank you for banking with us and assure you that we are here to help answer questions and provide you with support in achieving all your financial goals.

Sincerely,

‍

‍

Ken LaRoe, Esq,

CEO & Founder

Climate First Bank