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Impact Personal Checking Account
- Grow your money: Earn 3.26% APY¹, on your balance!
- Bank on your terms: Access your money whenever you want while still benefitting from a great rate.
- Accessible banking: No monthly service fee, no minimum balance requirement.
- Convenient cash withdrawal: Debit card with access to nationwide ATM Networks.
1. A recurring monthly direct deposit of $500 or more (defined as an automated deposit from an employer or government agency; transfers initiated by individuals or payment providers, e.g. PayPal, are not eligible) must be set up within 90 days of account opening to earn the published interest rate of 3.21% with an Annual Percentage Yield (APY) of 3.26%, accurate as of 04-01-26 and subject to change. Failure to set up the recurring direct deposit will cause the account to revert to a non-interest earning account. Minimum opening deposit of $50.00. E-statements are provided: paper statements are available for a $5.00 monthly fee.
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